Current Rates
Savings & Investment Rates
$1,000 to $9,999.99
$10,000 to $49,999.99
$50,000 to $98,999.99
Balance $99,000 and over
$1,000 to $9,999.99
$10,000 to $49,999.99
$50,000 to $98,999.99
Balance $99,000 and over
$1,000 to $9,999.99
$10,000 to $49,999.99
$50,000 to $98,999.99
Balance $99,000 and over
$1,000 to $9,999.99
$10,000 to $49,999.99
$50,000 to $98,999.99
Balance $99,000 and over
$1,000 to $9,999.99
$10,000 to $49,999.99
$50,000 to $98,999.99
Balance $99,000 and over
$1,000 to $9,999.99
$10,000 to $49,999.99
$50,000 to $98,999.99
Balance $99,000 and over
$1,000 to $9,999.99
$10,000 to $49,999.99
$50,000 to $98,999.99
Balance $99,000 and over
$1,000 to $9,999.99
$10,000 to $49,999.99
$50,000 to $98,999.99
Balance $99,000 and over
$1,000 to $9,999.99
$10,000 to $49,999.99
$50,000 to $98,999.99
Balance $99,000 and over
Start Up: $50 to $999
$1,000 to $9,999
$10,000 to $49,999
$50,000 to $98,999
Balance of $99,000 and over
Start Up: $50 to $999
$1,000 to $9,999
$10,000 to $49,999
$50,000 to $98,999
Balance of $99,000 and over
Members can open a 3 month IRA Certificate with as little as $50. Once the balance reaches $1,000, please call 800-300-9728 and ask for an upgrade to a longer term certificate at higher dividends. Early withdrawal subject to penalty.
$1,000 to $9,999
$10,000 to $49,999
$50,000 to $98,999
Balance of $99,000 and over
$1,000 to $9,999
$10,000 to $49,999
$50,000 to $98,999
Balance of $99,000 and over
$1,000 to $9,999
$10,000 to $49,999
$50,000 to $98,999
Balance of $99,000 and over
$1,000 to $9,999
$10,000 to $49,999
$50,000 to $98,999
Balance of $99,000 and over
$1,000 to $9,999
$10,000 to $49,999
$50,000 to $98,999
Balance of $99,000 and over
$1,000 to $9,999
$10,000 to $49,999
$50,000 to $98,999
Balance of $99,000 and over
$1,000 to $9,999
$10,000 to $49,999
$50,000 to $98,999
Balance of $99,000 and over
*Make deposits and in-branch withdrawals. Withdrawals made through Bank by Phone, the Call Center and Online Banking are limited to 6 per month. Balances below $2,500 will receive the stated rate of interest.
*Three deposits per six month maturity period allowed. One in-branch (maximum $750) withdrawal per month allowed. Early withdrawal subject to penalty. Fees could reduce earnings. Minimum daily account balance of $5,000 required.
* Fees or other conditions may reduce earnings on accounts. Rates on savings, money market, and checking are variable and subject to change after account opening. An early withdrawal may apply for term certificates. All rates are subject to change without notice. For fees, please refer to our Schedule of Fees and Charges.
** The Holiday Club dividend rate of 1.0% APY (annual percentage yield) will earn up to $5,000. Deposits above $5,000 will earn a dividend at the prevailing rate. Early withdrawal penalty applies to the Holiday Savings Club (a term share account). Membership in WPCCU is required to open the account. Members must maintain a $25 account balance in their primary savings account in addition to the Holiday Savings Club account.
Vehicle Loan Rates
*APR: Annual Percentage Rate. Up to 125% financing available. Individual rates may vary based on credit history. All Rates are On Approved Credit (OAC). Terms 73 months and above are not available for AUTO FICO score 639 and below. Representative example: A $20,000 new car loan financed at 6.69% APR for 60 months would result in 60 payments of $393. Other restrictions may apply. For rates and terms for vehicles older than 7 years, contact the credit union. WPCCU will not finance cars that have more than 100,000 miles. Rates are subject to change without notice.
*APR = Annual Percentage Rate. Actual rates may vary based on each member’s credit score and ability to pay. Projected payments are for example only and are not inclusive of all fees and costs. Representative Example: A New RV loan of $50,000 financed at 7.50% APR for 72 months would result in 72 payments of $864. Other rates and terms available. Rates subject to change without notice. Ask us about rates for Used RV loans.
90% financing available.
Credit Cards & Personal Loan Rates
PowerPledge Secured Loan
PowerPledge Share Secured Loan up to 100% of share balance. Loan balance due upon share withdrawal. Representative Example: A $10,000 Secured Loan financed at 3.10% APR for 60 months would result in 60 monthly payments of $180.13.
Fee plus interest and the term determine the APR for this loan. One payment will be due at loan maturity.
Solar Loan Rates
*APR = Annual Percentage Rate.
