Finance a new ride and enjoy perks
While figuring out the best time to buy a car isn’t a science, it is possible to leverage the calendar to your advantage. If you choose to visit a dealership, the best time to buy a car is when they are most motivated to hit big sales targets. That means you should shop during the end of the month. You should also shop during the end of a car’s model year, when dealers are eager to clear the way for new models.
**Special Rates Valid Now**
New car loan rates as low as 5.49% APR* for 36 months.
Setup automatic payments for your new loan and get a 0.50% APR discount!
Have a higher auto loan rate with another institution? Bring it to us to refinance, and we may be able to lower your monthly payment.
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Water and Power Community Credit Union will never request sensitive information such as Social Security numbers, Online Banking PINs, passwords, or account numbers by email or text message. Please beware of solicitors who ask for sensitive information. If you receive an email or text message or any other forms of solicitation requesting this type of information, please contact Water and Power Community Credit Union immediately: 800-300-9728. To learn more about our policies please click here >
* APR = Annual Percentage Rate. All loans are subject to credit approval. Rate shown as of 3/14/2025 is for a 36-month term and for qualified members with up to 125% financing. Actual rates may vary based on member’s credit score and ability to pay. Loan rate discount of 0.50% APR is valid for new car loans only with automatic payment from a WPCCU account. Only one discount per loan allowed. Projected payments are for example only and are not inclusive all fees and costs. Automatic payment discount rep example: A $25,000 new vehicle loan financed at 4.99% APR (includes 0.50% auto payment rate discount) for 36 months would result in 36 payments of $749.16. Rates subject to change without notice. Other rates and terms available, including rates for vehicles older than 7 years. WPCCU will not finance cars that have more than 100,000 miles. For additional loan details and 90-day deferment, contact WPCCU. Discount may end at any time. WPCCU membership required.