A new experience
We "remodeled" our quarterly Currents newsletter to help keep you informed. Scroll on for tips on how to spring clean your finances and how to make the most of this springtime season.
Timely tips for spring cleaning your finances!
Spring is a great time to freshen up our homes from top to bottom. While it’s important to clean and declutter, don’t forget about your finances:
- Pay down debt or consolidate your bills
- Review your credit report for errors. Visit the webpage of the Consumer Financial Protection Bureau to find out how to obtain a credit report.
- Shred old documents
- Sign up for eStatements
- Download the WPCCU Mobile Banking app. Get the iPhone® app from the App Store® or the Android™ app from Google Play.
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5 fun things to do in spring
Springtime is here and it's finally getting warmer again. It's the perfect time to get out, get some fresh air and explore you neighborhood:
- Southern California theme parks are open and welcome locals back with new rides and entertainment in 2022.
- Baseball is back! MLB Opening Day begins April 7 and you can see your favorite players back in action. Does your favorite team wear red, blue, or some other color? Check team schedules at www.mlb.com.
- Explore the numerous hiking trails in Los Angeles and San Bernardino County. Check out the websites of Discover Los Angeles or the San Bernardino National Forest Service for some great hikes. And before you go, don't forget to check with local ranger stations for trail information, permit requirements, maps, and current conditions.
- Hungry for a snack? There're lots of local food festivals available this spring. Right on top of the list: The 626 Night Market in Santa Monica. According to TimeOut, it's "one of America’s largest Asian food markets.
- The Western monarch butterflies are returning to Southern California! Bring your family and celebrate the butterfly season at the Kidspace Children’s Museum in Pasadena with lots of fun activities.
Beware of card skimmers!
According to the FBI, it’s estimated that skimming costs financial institutions and consumers over $1 billion each year. The first reported card skimming device was in late 2002. Nearly two decades later, thieves continue to target unsuspecting cardholders at ATMs, point-of-sale terminals, and other card readers. Criminals place tiny skimming devices to capture your card number and use a camera or keypad tracker to record your PIN. Information is later downloaded to create fraudulent cards.
Tips to protect yourself
- Inspect the ATM or point-of-sale terminal. Grab the card reader. Skimming devices are typically attached with double-stick tape. If it’s loose, broken or comes off, don’t use it and alert the merchant or ATM owner
- Always cover the pin pad while entering your PIN
- Use an ATM or gas pump in a well-lit area or closer to the store
- Monitor your accounts regularly. If you suspect any unauthorized activity, contact us immediately
For additional tips and to learn more, visit www.fbi.gov.
Did you know?
You have access to free financial tools and resources. Visit wpccu.balancepro.org to learn about budgeting basics, building credit, paying off debt, protection against identity theft, and more.
2021 WPCCU Annual Report now available
Over the past year, we further adapted our business process to create the best possible experience for our members! As WPCCU progresses toward becoming a billion-dollar financial institution, we invite you to read about the success of your credit union, how we’re empowering our community, and more.
Re-evaluate your financial priorities
In today’s market, a Financial Advisor can provide you with insight and guidance based on an understanding of your unique situation. At WPCCU, one of our CFS Financial Advisors available through CUSO Financial Services, L.P.* can offer a complimentary, no-obligation financial review to help re-evaluate your financial priorities.
* Non-deposit investment products and services are offered through CUSO Financial Services, LP (“CFS”) a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS for investment services. Atria Wealth Solutions, Inc. (“Atria”) is a modern wealth management solutions holding company. Atria is not a registered broker-dealer and/or Registered Investment Advisor and does not provide investment advice. Investment advice is only provided through Atria’s subsidiaries. CUSO Financial Services, LP is a subsidiary of Atria.
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