Make the most of summer!
Dive into our essential tips on financial education and fraud prevention.
No lottery ticket required to be a millionaire
If managing money was easy, everyone would be a billionaire. Establishing solid money management skills takes some work, no matter your age. Get sound advice for every stage of your financial life. You can also get the help to address issues including bankruptcy, debt management, credit report reviews and more.
Summer Banking Tips
It’s officially summer! From planting a garden to family outings, we’ve put together a collection of our favorite things to do around Southern California and beyond.
- Be a tourist in your own town. Go on tour and see the Hollywood sign and the homes of movie stars!
- View the cosmic wilderness and more at the Griffith Observatory
- Go to the Getty, Petersen Automotive Museum and other SoCal museums
- Retail therapy! Go shopping
- Visit the La Brea Tar Pits to see ice age fossils
- Go to your favorite amusement park
- Host a backyard movie night – String up some holiday lights and drape a bedsheet to project your favorite move. Portable projectors are easier to setup than you think
- Make it a spa weekend – Take time for yourself to relax and de-stress—in-town or away
- Go behind-the-scenes and take a ballpark tour of Angel Stadium or Dodgers Stadium
- Enjoy a summer concert – chances are your community or a neighboring one sponsors free concerts. Grab your lawn chair and picnic basket for a relaxing time at the park
- Finish your home improvement project!
What will you do this summer?
Summer Digital Tips:
Wherever your summer travels may take you, it’s easy to access cash or even conduct in-person transactions at a credit union shared branch.
Find your nearest CO-OP ATM or shared branch:
- Use your WPCCU Mobile Banking app
- Tap the "More" icon
- Choose "Locations"
- Enter an address, city, or zip code and the nearby locations will appear
- Go online to https://co-opcreditunions.org/locator
Summer Fraud Tips:
We all enjoy keeping up with family and friends by sharing stories and photos; however, are we sharing too much information? Scammers are on social too, but they’re looking at what’s posted to carry out fraudulent activities when you least expect it? Here are some helpful tips to protect yourself:
- Avoid sharing specific travel plans like vacation dates and destinations, as this could tip-off a burglar
- Post photos that don’t reveal personal information like Driver’s License photos or even the street number on your house. Never share a photo of your airline boarding pass! Learn more at travelandleisure.com
- Avoid posting until you’re home from vacation
Do you know what photo metadata means? When you take a photo with your mobile phone, information about your device, photo settings, and photo location is captured. When you text a photo, that information is shared too.
How can you protect your privacy?
- Adjust your privacy settings on social platforms and mobile devices
- Adjust settings for specific photos or globally for all photos
Happy summer! Happy DIY!
At WPCCU, a home equity line of credit (HELOC) or home equity loan are great financial tools for low-interest, flexible borrowing. Whatever your project may be, we’re here to help.
Give us a call to get your project started at 800-300-9728.
Ready to go solar?
Going solar is a great way to reduce energy expenses and help contribute to a greener environment. With a WPCCU energy loan, financing for your solar project can include efficient products like windows and doors, heating/cooling systems, lighting, and even roof replacement.
Fraud trends:
Planning a dream vacation is exciting – the amazing beach house, daily excursions, airline transfers, and more. Discovering that the hard work you put in to find your trip was booked through a bogus website is devastating.
How you can protect yourself:
- Use a reputable travel agency or website to make reservations
- Be sure to read the fine print on agreements
- Use your WPCCU debit or credit card instead of cash
Remember: If something seems too good to be true, it probably is. Don’t take the bait.
Learn more at usatoday.com.
Everyday Banking Tips:
Don't trust CALLER ID. Your caller ID might show a real government agency or company name or phone number. But scammer can fake caller ID. Don't trust it - even if it looks real.
Here's what to do:
- Get call blocking apps or services. This will help you get fewer scam calls.
- Only call a phone number you know is real if you want to confirm.
- Report scam calls. Tell the Federal Trade Commission (FTC) at ReportFraud.ftc.gov
- Learn more at ftc.gov/calls.
WPCCU will never – call, text, or email – you to request your Online Banking credentials!
If you suspect someone is attempting fraud against you, call us at 213-580-1600.
Mobile Banking Tips:
WPCCU mobile deposit makes depositing checks faster, easier, and more secure. Instead of making a trip to a branch location, you can make check deposits 24/7 with the WPCCU Mobile Banking app.^
Mobile deposit tips:
- Start with a good Internet connection.
- Ensure all fields are completed on the check.
- Endorse the check.
- Place checks on a well-lit, plain, contrasting background.
- Take a good picture and ensure the entire check appears in the photo.
As a reminder, check deposits may be subject to check holds. If you have concerns about your check deposit, please give us a call.
Go Digital: Download the latest WPCCU Mobile Banking app to help manage your everyday banking transaction while you’re on the go. Check balances, transfer funds, make payments, and more.
Say "Hello" to our Virtual Assistant AquaPowerBot™
Join the many members who have chatted with AquaPowerBot. Have a question about our products and services? Our automated chatbot can help get answers faster. During business hours, you can even chat with a live WPCCU representative.
Chat with our virtual assist, AquaPowerBot today!
To get started, just click the "Let's talk” button at the bottom right of our webpage to start chatting with our bot. It’s that easy.
Empower yourself with a trusted professional!
Whether you’re in your 50’s or your 20’s, it’s important to plan your financial future. Our team of CFS* Financial Advisors at WPCCU can help you prepare for retirement or uncover ways to catch up. Patrick Marshall and Bob Bayliff can provide you with insight and guidance based on your unique plans for the future.
Call 800-300-9728 or click wpccu-cfsinvest.com to schedule a no-obligation consultation.
*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members. Atria Wealth Solutions, Inc. (“Atria”) is a modern wealth management solutions holding company. Atria is not a registered broker-dealer and/or Registered Investment Advisor and does not provide investment advice. Investment advice is only provided through Atria’s subsidiaries. CUSO Financial Services, LP is a subsidiary of Atria.
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All content and information on this website is for informational and educational purposes only. Reference to any non-WPCCU commercial product, process, service, manufacturer, or company does not constitute its endorsement.
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