Fall-proof your finances!
In this edition, we're diving into essential tips to boost your financial literacy and safeguard yourself against fraud schemes. Stay informed and safe--and let's make this fall the most financially savvy season.
WPCCU Hope Street Branch—Important Notice!
Great news: Our Hope St branch will remain open to serve our members until further notice.
2025 Board Elections and Nominations
Three open positions are available on WPCCU’s Board of Directors. Two positions are for a 3-year term, one position is for a 1-year term. Two open positions are available on the Supervisory Committee. One position is for a 3-year term and the other is for a 1-year term. If you are interested in running for one of these positions, please contact lolita.pettigrew@wpcu.org or call 213-580-1645.
Members will vote on candidates nominated for the Board of Directors and Supervisory Committee at the annual meeting held on Wednesday, March 26, 2025.
Members may request to be placed on the election ballot by filing a petition. Petitions will be available online at wpccu.org/board-election or at WPCCU branches beginning October 7, 2024.
Nominations close at midnight on January 3, 2025. Only petitions received by the deadline will be considered.
Member Appreciation Day 2024
International Credit Union Day is October 17, but we are celebrating all month long! WPCCU invites you to join our virtual Member Appreciation Day activities.
Please help us recognize the positive global impact of credit unions by participating in our virtual International Credit Union Day events on October 17th. Join the WPCCU celebration!
Thank you for your membership!
Don't fall for scams!
Scammers are learning new tricks everyday but there are four telltale signs that a fraudster is trying to scam you:
- Fraudsters pretend to be from an organization you know: Scammers often impersonate officials from government agencies like the Social Security Administration, or IRS. They may also pose as familiar businesses like WPCCU or other credit unions.
- Fraudsters say there's either a problem or a prize: They may claim you have legal issues, owe money, or have a family emergency. They might warn of a virus on your computer, insist on verifying account details, or offer a fake a lottery win in return for a fee.
- Fraudsters pressure you to act now: Scammers pressure you into quick decisions and keep you on the line to block you from verifying their claims. They might even threaten you with arrest, legal action, deportation.
- Fraudsters ask you pay them in a very specific way: They often demand payment through rather unconventional methods like cryptocurrency, money wires, payment apps, or gift cards. Sometimes, they even send a fraudulent check, asking you to deposit it and forward the funds to them.
What you can do to stay safe:
- Block unwanted calls and texts
- Never share personal or financial details. Legitimate organizations won't ask for such information via calls, emails, or texts.
- Don't give in to pressure: Reputable businesses allow time for informed decisions and won't pressure you to act immediately.
- Stop and think, especially when asked for payment: Beware of anyone demanding payment via cryptocurrency, wire transfers, payment apps, or gift cards; and never deposit a check and then send the money back.
- Consult someone you know and trust before taking any action to help recognize potential scams.
Learn more on how to recognize and protect yourself from scams on the Consumer Advice webpage of the Federal Trade Commission as well as in WPCCU's Security Center.
IMPORTANT FRAUD ALERT
There has been an increase in fraudulent activity affecting WPCCU members. Beware of scammers claiming to be from WPCCU. If you receive a phone call, text message, or email asking for your personal information, DO NOT RESPOND. Please report it immediately by calling us at 800-300-9728 or submit a fraud report here.
Go paperless with eStatements!
When you sign up for paperless statements and notices, you can expect these benefits:
- Save time from filing, organizing paper documents
- Saves our trees
- Protect against mailbox thieves and ID theft
- Easily access your account statements/notices in online banking anytime
Login to Online Banking and sign up for eStatements today!
National Hispanic Heritage Month at WPCCU
From September 15 to October 15, WPCCU highlights National Hispanic Heritage Month honoring the ethnicities and contributions of both Hispanic and Latino Americans. Since 1968, this was observed for a week which was started under President Lyndon Johnson. In 1988, President Ronald Reagan expanded it to cover a 30-day period which we continue to observe today.
Empower yourself with an experienced professional!
Whether you’re in your 50’s or your 20’s, it’s important to plan your financial future. Our team of CFS* Financial Advisors at WPCCU can help you prepare for retirement or uncover ways to catch up. Patrick Marshall and Bob Bayliff can provide you with insight and guidance based on your unique plans for the future.
Call 800-300-9728 or click wpccu-cfsinvest.com to schedule a no-obligation consultation.
*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members. Atria Wealth Solutions, Inc. (“Atria”) is a modern wealth management solutions holding company. Atria is not a registered broker-dealer and/or Registered Investment Advisor and does not provide investment advice. Investment advice is only provided through Atria’s subsidiaries. CUSO Financial Services, LP is a subsidiary of Atria.
Stay in the know!
Sign up for our monthly eNewsletter, and get informative tips and news right in your email inbox.
Previous Currents issues
Missed one of our digital Currents newsletters? No Problem! Access previous issues in our archive.
Restrictions may apply for new memberships.
All content and information on this website is for informational and educational purposes only. Reference to any non-WPCCU commercial product, process, service, manufacturer, or company does not constitute its endorsement.
Our current offers
Check out all of our current promotions and special offers.
